Tax-Loss Harvesting
Upload your exchange CSVs. We replay every trade with strict FIFO matching, score each open lot at today's spot price, and surface exactly which positions you can sell at a loss to offset realised gains. Pay less tax this year, legally.
1. Upload your transactions
Add up to 5 CSV files. Pick the matching exchange for each one - the parser handles each exchange's quirks. We compute open positions across the entire ledger, so include every year you've held the assets.
2. Tax assumptions
Use your marginal capital-gains rate. US: long-term tops at 20%, short-term taxed as ordinary income (often 22-37%). EU / UK / Israel typically 25-30%. The estimate scales linearly so dialling it up just multiplies the savings figure - the harvest list itself doesn't change.
Portfolio overview
Notes
Unlock your full harvest plan
We found 0 harvestable lots across 0 of your assets, worth an estimated $0 in tax savings at your current rate.
- Every harvestable lot, ranked by tax savings
- Exact asset, acquisition date, quantity, cost basis & current price
- Long-term vs short-term flag for US wash-sale planning
- Branded PDF + CSV export, savable to your account
- Plus the entire premium SafeFinance toolkit (Crypto Tax Calculator and every new tool)
One subscription, every tool. Pay in crypto. Cancel any time.
Harvest opportunities
Per-lot opportunities, sorted by estimated tax savings.
How to read this: selling a lot at the current price would crystallise the loss in the rightmost column. Multiply by your tax rate to see the savings. Term matters in the US: short-term losses offset short-term gains first (which are taxed at your ordinary income rate, so short-term losses are usually more valuable).
| Asset | Acquired | Term | Quantity | Cost basis | Now | Loss | Tax saved |
|---|
Holdings overview
| Asset | Quantity | Avg cost | Current | Value | Unrealised P&L |
|---|
Important. This tool surfaces lots that are currently in a loss position based on the spot price returned by CoinGecko at the moment of analysis. It does NOT recommend specific trades, does NOT consider your wash-sale exposure outside of crypto, and does NOT replace a qualified accountant. Crypto wash-sale treatment in the US is currently more permissive than equities, but pending legislation could change this. Always confirm with a tax professional before executing harvest trades.