One flat price beats every tier
Every major crypto tax tool - Summ (formerly Crypto Tax Calculator),
Koinly, CoinTracker, CoinLedger - charges by the transaction-tier
ladder. The more trades you have, the more you pay, and you have
to upgrade mid-year if you go over. We don't do that. Pay once,
unlimited transactions, every tax year we support.
| Annual plan | Transactions / year | Annual price | Effective price per 1,000 tx |
| SafeFinance Plus | Unlimited | $59 | $0 at scale |
| Summ Rookie | 100 | $49 | $490 |
| Summ Hobbyist | 1,000 | $99 | $99 |
| Summ Investor recommended | 10,000 | $249 | $24.90 |
| Summ Trader | 100,000 | $499 | $4.99 |
| Koinly Newbie | 100 | $49 | $490 |
| Koinly Hodler | 1,000 | $99 | $99 |
| CoinLedger Hobbyist | 100 | $49 | $490 |
| CoinLedger Investor | 1,000 | $99 | $99 |
Competitor pricing is taken from their public pricing pages on
April 2026
and may change. Tiers reset every tax year - if you go over your
transaction cap mid-year you have to upgrade. SafeFinance Plus
never does that to you.
Feature-by-feature
| Feature | SafeFinance Plus | Summ | Koinly | CoinLedger |
| Bundled toolkit (multiple tools, one price) | Yes - 5+ tools, growing | Crypto tax only | Crypto tax only | Crypto tax only |
| Transaction cap | None | 100 / 1k / 10k / 100k tiers | 100 / 1k / 3k / 10k tiers | 100 / 1k / 3k tiers |
| Free preview before paying | Yes - full summary + 3 disposals | Free portfolio, paid reports | Free portfolio, paid reports | Free portfolio, paid reports |
| Pay in crypto | Yes - 50+ coins via NOWPayments | No | No | No |
| Auto-renewal you have to remember to cancel | No - one-time charge | Yes | Yes | Yes |
| Stores your raw CSV after the report | No - discarded after parse | Yes | Yes | Yes |
| Branded PDF report | Yes - included | Yes | Add-on | Yes |
| Multi-jurisdiction (US / UK / EU / IL / generic) | Yes | Yes | Yes | Limited |
| New tools auto-included while subscribed | Yes | No - separate purchase | No - separate purchase | No - separate purchase |
We're honest about scope: if you need DeFi LP positions, NFT
mark-to-market, smart-contract reconstruction or live portfolio
tracking, you'll still want a heavier tool. SafeFinance Plus
covers FIFO tax calculation, portfolio analysis, tax-loss
harvesting and what-if scenarios from clean exchange CSVs -
cheaper, faster, and without storing your data.
Common questions
What's actually included in Plus today?
Crypto Tax Calculator (full reports, CSV + branded PDF, saved
snapshots, all jurisdictions, all years), Tax-Loss Harvesting,
What-If Scenarios, and the Form 8949 Generator (US) - all live
today. Every future tool we ship is included automatically while
your subscription is active. The Portfolio Check-Up tool is
free for everyone and
does not require Plus.
Why crypto-only checkout?
We sell a tool aimed at crypto users; it would be odd to demand a credit
card. NOWPayments handles the conversion and pays us in our preferred
coin. Your card details are never collected and we never see your wallet
address.
What happens after 12 months?
Your downloads stop working until you renew. Your saved reports stay in
your account untouched - we just won't let you generate new exports.
If you renew within 30 days of expiry, the new year stacks on top of
whatever's left of the old one.
Refund policy
Crypto payments are non-refundable - by design and by network. That's why
the free preview shows you the full summary before you pay: if the
numbers don't match what you expect, don't upgrade. If the tool is
completely broken for your CSV, email us and we'll either fix it or
send you a full refund off-platform.
Is this tax advice?
No. It's a calculator. It runs the FIFO method most tax authorities
accept and shows you the math. Always have a qualified accountant
review your filing.
What jurisdictions are supported?
Generic FIFO (suits Israel, most of Europe), United States (with short
/ long-term split at 366 days), and a UK preview that currently falls
back to FIFO with a warning - same-day / bed-and-breakfast / S104 pool
matching ships in the next iteration.